Best loan experience I’ve had and I’ve had many. Brian was friendly and immediately contactable throughout the process. He will be my first to contact if I buy a home or refinance in the future.

Second time Brian has helped me with a mortgage have recommended him to friends and will do so in the future

I am beyond impressed with the exceptional service I received from Brian Spencer. From the moment I first reached out to him, I knew I was in good hands. Buying a home can be a daunting process, and securing financing felt like the most overwhelming part. But Brian turned what could have been a stressful experience into a smooth and manageable one. What truly set him apart was his dedication and commitment to ensuring my loan was approved, even when we hit a few unexpected bumps in the road. He went above and beyond by constantly communicating with me, explaining each step of the process in detail, and offering advice on how to strengthen my application. When challenges arose, Brian didn’t just give up—He worked tirelessly behind the scenes, going the extra mile to get things done. I was truly amazed by how proactive he was in coordinating with Processor/underwriters, gathering the necessary documents, and troubleshooting any issues that came up. I never once felt in the dark about where things stood, and his transparency and responsiveness made all the difference. He made sure that everything was handled quickly and efficiently. Thanks to Brian hard work and dedication, my loan was approved, and I couldn’t be more thrilled with the outcome. If you’re looking for a loan officer who is not only knowledgeable and professional but also genuinely cares about their clients and their success, Brian Spencer is the BEST. I would highly recommend him to anyone in need of a topnotch LO

I was in a time crunch and Brian Spencer worked very hard to get me to closing in a timely manner.

Shout out not only to Brian but Cindy was great and

Brian was responsive and communicative. He was always available to answer questions and provide recommendations. He worked hard to find me the best rate.

Brian Spencer & Claudia Moore

Enjoyed are full experience with Shelter mortgage. Claudia was great. Shout out to Claudia !

Brian and his team are wonderful to work with. Responsive and great customer service!

Your team made everything simple and quick!

Brian is always a pleasure to work with, he's very communicative, efficient and thorough..

Brian is awesome and has always been such a great partner to work with. The fact that he came to sit at an open house with me was very good and going beyond the call of duty. Thank you Brian I will definitely use you again and recommend you.

As always , no matter how hard the task , you always come through a winner . My clients love you and always praise your thoroughness and professionalism . Thank you for making the clients dreams a reality . Will always be using Shelter and Brian Spencer for any loans . Thanks again Debbie Caldwell Top Producer Dale Sorensen Real Estate

Mrs. Julie was exceptionally great and always gave me a heads up on what was needed and always returned all calls.

Brian was amazing and we won?t hesitate in contacting him again to refinance the house when the time is right.

Wonderful!

Very easy process.

Outstanding process. Easy and smooth. Brian was awesome and answered all questions timely