Matt was amazing will recommend to others!

Matt is quick to respond, extremely knowledgeable and has very competitive rates with low closing costs

Our experience was great. The entire team was amazing with communication and making sure everything was handled.

Fast, efficient and friendly service!

Great group easy quick process, answered all questions. Very satisfied.

Matt was great to work with; responsive and creative in getting our loan structured and executed.

Responsive, straight forward and got it done quickly

Collaborating with Matt and the team felt like having my very own dream team dedicated to my success! Their support and commitment to my best interests made the experience truly exhilarating!

Matt is great to work with from start to finish. Super knowledgeable, easily reachable, and gets things done quick! Knows how to talk to buyers agents when they call, and makes you comfortable throughout the whole process.

Matt and his team made everything easy and effortless! Even though interest rate is high thesedays, I was still able to save a lot with the suggested loan program and his financial advice. Thank you!

Matt was great. Super personal & friendly!

I can say with complete certainty that I would not be standing in my dream home today without Matt Kuglin and the incredible team at Onward Home Mortgage. From the very beginning, Matt was responsive, thorough, and an absolute pro at navigating the twists and turns of the lending process. There were moments when I felt overwhelmed or unsure, but Matt consistently showed up with clarity, solutions, and encouragement. He made a complex process feel manageable and was always one step ahead—communicating clearly, handling paperwork quickly, and answering every single question I had with kindness and precision. When things got tricky, Matt and his team didn’t flinch. They went above and beyond to keep things moving forward, and I never once felt like I was in it alone. His dedication and steady presence were such a gift, and I’m endlessly grateful for his support. I would recommend Matt and Onward Home Mortgage to anyone—family, friends, strangers—because they make dreams possible. They certainly made mine come true.

We had the absolute pleasure of working with Matthew Kuglin of Onward Home Mortgage and his exceptional team throughout our VA home loan process, and we could not be more grateful for their service. From the very beginning, Matthew demonstrated a deep knowledge of VA Home Loans and was incredibly professional, thorough, and responsive every step of the way. What truly set Matthew and his team apart was their unwavering patience and support, especially during the more challenging moments when we put in a few offers that didn’t pan out. Not once did they waver in their dedication or enthusiasm. They remained encouraging, helpful, and ready to assist us no matter what — always keeping us informed and grounded through it all. When we finally closed on the home of our dreams, it felt like a win not just for us, but for Matthew and his entire team, too. Their shared excitement and genuine care for our journey made this experience even more memorable. If you’re considering using your VA loan benefits or just want a team that’s professional, experienced, and truly invested in your success, Matthew Kuglin and Onward Home Mortgage are second to none. We’ll absolutely be using them again in the future, and we wholeheartedly recommend them to anyone navigating the home buying process!

Very honest and open dialogue. Good aggressive team that goes to bat for you as best as possible.

Matt and his team are the best! They were extremely responsive, well organized and available whenever we needed. They offered great advice and even better service! We strongly recommend their team and we will only be using them in the future. Thank you Matt and team!

Matt and his team were very responsive and made the process very smooth. We loved working with them.

Matt and his team were excellent to work with. Always on top of things, with backup plans, very responsive and easy to work with. Definitely highly recommended.

Matt was incredible to work with. He was there to answer every question and his response time was always so quick. Being a first time home buyer meant we had countless silly questions and Matt always took the time to explain everything and never made us feel silly for not knowing. He was a constant calm and reassurance in a time of craziness!

Extremely helpful and quick to respond. Extends to the whole team.

Matt was extremely helpful in laying out every option available to us and in amazing detail when we were trying to decide whether to use a conventional loan or a VA loan. Him and his team helped get our loan approved and ready to go in minimal time.

Matt was absolutely great to work with. He was quick to answer any questions I had and made himself available. I would recommend Matt to anyone wanting a knowledgeable and professional mortgage broker.

Matt and his team were fast, efficient and great to work with. They made sure I was updated frequently and informed on every step of the process. They did their best to give me a good rate as well a monthly payment that was well within what I asked for. They even gave me great guidance on services I needed at very reasonable prices. By closing I didn’t have a single question or concern they took great care of me. I have nothing but good things to say about Onward and Matt I would recommend them to anyone looking to buy a house.

The process with Matthew Kuglin and the Onward team was great from the beginning to the day of closing. Everyone involved in the process was extremely helpful and made the buying journey smooth and easy.

Matt did a fantastic job handling our loan process. He was communicative, timely, accurate, and friendly. Will definitely be recommending Matt to friends and family members.

As with the initial financing of the purchase of my home last July, Matt and his team were thoroughly professional and great with which to work. Very transparent, honest and efficient with his team. Thanks Matt and team!

Good personal interaction. Good communication.

Responsive, knowledgeable and professional. Matt provided a very positive experience with the purchase of our new home and I would wholeheartedly recommend him to anyone else in the market for a loan. The rates were competitive and his communication with the sellers helped secure us our dream home.

Very responsive. Would highly recommend.

Matthew is very professional and knowledgeable and gives great advices during the loan application process. He is also very approachable to work with. Overall it was a very pleasant experience to work with him.

This is the second house I have bought in two years and Matt helped with both. He is professional and knowledgeable of product and services. He knows this industry and is always very helpful

My lender, Matt Kuglin made the process very easy and answered any questions that I had based off of what I needed to know as a first time homebuyer.

I was going through a life changing event, and all the team members that touched this entire process during a very stressful time for me did so with the utmost professionalism and care. I felt that my best interests were always a priority. I cannot say enough positive things about this team!

Matt and the Onward team members that worked on gathering my information were easy and enjoyable to work with. Once all the firms and data were made available to Onward the underwriting process went through. KUDOs to Matt and the team!

Matt and Casey and entire team were extremely responsive and competent. It was a great experience!

Matt and his team were very good at explaining why they needed certain documents. We talked over the phone whenever I had a question and they explained everything very clearly and in a way i could understand.