Great experience with Onward Mortgage. The team was responsive, knowledgeable, and kept everything on track from start to finish. Clear communication, no surprises, and a smooth closing. Highly recommend.

Thomas Cady was fantastic. I'm looking forward to working with him in the future. I would definitely recommend him to anyone who's looking to purchase a home

Thomas was wonderful to work with. He took the time to discuss the loan and the various fees. He followed up with us regularly. We really appreciate him calling us on the day of closing to confirm everything went off without any issues. We would recommend Thomas and Onward Home Mortgage.

Thomas was incredible to work with! Thoroughly answered any and all questions I had, fantastic communication, super smooth process all around.

Once you have all the documentation in place, it was a seamless end to end experience

Thomas and his team is very helpful. They have been very much result oriented. With them I achieved my dream.

From the very start, Thomas impressed me with their professionalism and warm approach. He explained every part of the loan process clearly and answered all my questions with patience and clarity, always making sure I felt comfortable and informed. He knew the ins and outs of every loan option available and made complex financial terms easy for me to understand. Thomas made sure I had all the information I needed to choose the right loan for my needs, and I always felt they had my best interests at heart. His transparency was evident throughout my experience. All costs, fees, and rates were disclosed upfront—there were never any hidden surprises. Thomas was honest about what I could afford, never pressured me to borrow more than I was comfortable with. It was an excellent experience, and I will always recommend him.

Thomas is extremely efficient and provides constant communication so that I am informed during the process.

We cannot say enough great things about our experience with Thomas Cady! From the very beginning he was incredibly responsive, professional and genuinely invested in helping us through the mortgage process. What stood out the most was how quickly he was able to get everything moving. Time was tight and he made it happen with impressive efficiency. What could have been a stressful and overwhelming process turned out to be a smooth and surprisingly stress free, thanks to his constant guidance. He took the time to explain every detail clearly and patiently, never making us feel rushed or confused. His transparency and commitment to keeping us informed made all the difference. We felt supported every step of the way and truly felt like we had someone in our corner. If you are looking for someone who is not only knowledgeable but also genuinely cares about helping you succeed, Thomas Cady is the one. Highly, highly recommend!

Everyone was very insightful, eager and helpful throughout my whole home journey process!

I got excellent services from Thomas, Onward!!

No only Thomas understands my need, we went beyond that, thanks men foe everything I hope we can do business together again

Thomas Cady

I have the absolute pleasure of partnering not only with Onward Mortgage, but with Thomas Cady! He gives so much care and attention for the agents and buyers who chose to work with him! He studies the market daily and the definition of a professional!

Thomas me through the whole process which I thought I would never get done in next year and he got me approved for mortgage and a little Less than two months, he was great to work with, and he walked me through all the process. I would recommend them all day.

I highly recommend Thomas to anyone who is searching for a knowledgeable, professional, and responsive loan officer. Thomas exceed my expectation and I believe he went above and beyond in guiding my husband and myself in the loan process. Thomas was up to date with the latest changes in the industry and was able to find grant money that we qualified for. Thomas’s key strength is his effective communication, and patience. My husband and I were buying form out of state, and we were leaning towards building a home. We needed information regarding construction loans. Dealing with building and or buying from out of state was challenging. The first mortgage company, the loan officer was impatient with the questions I was asking and made me feel incompetent, we eventually walked away from them. Outward home mortgage specifically Thomas was referred to me and calling him was the best decision I made. He walked me through the process explained and explained every little detail I needed until I understood. I felt like a fish in big waters when it came to building. We eventually decided to buy resale but without Thomas’s guidance we might have made the wrong decision. When it came time to buy our home, he went above and beyond and his attention to detail saved us thousands of dollars. There was an error in the current property taxes, the property was assessed for more than it was selling/appraised, the sellers never challenged the assessment. Thomas did not ignore the situation, he did the leg work, he called the assessor’s office, and county tax office and had them verify that the purchasing price is what the home would be assessed on not a phantom assessment. Thanks to Thomas and Outward home mortgage I went through a smooth less stressful process and I would do it again.

Thomas was amazing to work with. Previous to working with Thomas I had spoken to multiple vendors. The first time I spoke to Thomas he immediately stood out. I highly recommend him to anyone.

Everything was very smooth and quick. The processor and the home team all did a great job and communicating and helping me out

Fantastic! Thomas is knowledgeable, kind, calm, confident, and willing to work with you on all your options. He helped us get the perfect loan for our first home, and was patient when we requested multiple different quotes. Couldn’t recommend him more, we’ve already have referred friends to him and they too have found him above and beyond other lenders. Don’t doubt, Thomas has got your back!

Thomas Cady was so fantastic through the whole process! He was always accessible, through all hours and days of the week. He was very clear, knowledgeable and provided options upon request many times. He provided a joyful and confident presence during the stress of buying a home, which made the process peaceful. We’ve already gushed about him to all our friend and family as well as refer friend to him. Wonderful experience!

thank you so much for all your help.

Thomas and his crew worked steadfastly to help us close on time. I would use his team again.

Thomas Cady was instrumental in helping my client purchase their dream home. His professionalism, expertise, and unwavering dedication made the entire loan process seamless and stress-free. Thomas went the extra mile to ensure all questions were answered promptly, providing clarity and confidence every step of the way. His commitment to securing the best deal possible was clear, making him an invaluable partner in the home buying journey. I highly recommend Thomas Cady to anyone looking for an exceptional loan officer. Thanks to Thomas, my client's dream became a reality!

Thomas and his team were excellent to work with and impeccable in every aspect. We closed in record time only in 13 days! The whole process was so smooth and he was there to answer any questions my husband and I had. Definitely will work with Thomas again. Thank you!

Thomas and his team were excellent to work with and impeccable in every aspect. We closed in record time only in 13 days! The whole process was so smooth and he was there to answer any questions my husband and I had. Definitely will work with Thomas again. Thank you!

Thomas and the entire umortgage team made the experience easy and constantly communicated updates and next steps. The online document upload was very easy to understand and easy to upload and see what was needed.

Thomas and the whole team healed every lender wound I ever had! I would go as far to say they’re making the world a better place. I am forever indebted to you! (No pun intended) You

As a first time homebuyer I had no idea what I was doing. Thomas walked me through every single piece of the process and maintained a strong line of communication, day or night.

Thomas was informative, great to work with and extremely helpful. Would highly recommend Thomas’s service!

Thomas and his team made the entire process from start to finish smooth and simple. He made it easy to understand and was very communicative throughout the entire process.

Thomas was very thorough. He was patient and answered all my questions in detail.

Everyone was friendly, and prompted to respond to me and very helpful if I needed answers to my sometimes crazy questions they were always on top of things.

Thomas is very good at checking up with you through out the process and working with you to get things done.

I don’t know if we could have made an out of state, 10 day closing without Thomas’ help.

Thomas is an exceptional loan originator who goes above and beyond to ensure his clients receive the best possible service. As a borrower, I had the pleasure of working with Thomas on a recent loan application, and I was thoroughly impressed with his professionalism, expertise, and commitment to his clients. From the moment we first spoke, Thomas took the time to understand my unique financial situation and goals, and he provided me with personalized guidance on the best loan product for my needs. He was always available to answer my questions, and he kept me informed throughout the entire loan process, ensuring that I was never left in the dark. What I appreciated most about working with Thomas was his attention to detail and his willingness to go the extra mile to ensure my loan application was successful. He helped me gather all the necessary documentation, reviewed every detail of my application, and even offered advice on how to improve my credit score. Thanks to Thomas' hard work and dedication, my loan application was approved quickly and smoothly, and I was able to secure the financing I needed at a competitive rate. I would highly recommend Thomas to anyone looking for a knowledgeable, reliable, and trustworthy loan originator. He truly is one of the best in the business.

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Thomas went above and beyond my expectations. He made the process simple and easy.

You were there every step of the way and always answer our questions and your smile

Thomas was impossible to ruffle, which was necessary in my particular closing/circumstances. I truly appreciated his knowledge, sense of humor and candor.

The circumstances surrounding my closing were... stressful to say the least. Thomas was always there to answer questions, or make me laugh, whichever thing was needed. I highly recommend him and his team for all your mortgage needs!

Kindness, patience, understanding, communicative, knows how how to explain the process clearly and execute all questions and concerns.

Great communicator; lots of updates and quick to respond to emails and texts. Overall a smooth contract to close transaction. ??

Thomas comes highly recommended with excellent customer service and superior communication. Definitely give him a call for your mortgage needs!

Thomas comes highly recommended with excellent customer service an superior communication. Definitely give a call for your mortgage needs.

I wanted to give a big thank you to Thomas Cady and his wonderful team for making the purchase of my condo as quick and easy as can be! Thomas and his team were very quick in responding any questions I had and kept in good communication with my realtor which made the whole process simple and smooth. We could have closed early if we wanted to! Thanks again!

I worked with Thomas Cady to secure my loan for my new house. He was amazing! Thomas walked me through the application process all the way through closing. Any time of the day, if I had a question, he was available and helpful. I would recommend him and Fairview to anyone looking to buy a house.

Thomas came highly recommended from our realtor and he went above and beyond to help us with purchasing our dream home. We felt like a VIP customer due to his attention and checking in just to offer advise. Even since closing he has continued to follow up with his helpful advice. Would highly recommend to a family, friend or stranger!! Customer service with Thomas is unmatched!

Thomas did a great job! The loan process was very seamless and got everything cleared to close over a week before the closing date which is rare. Great follow-up as well...defiantly would recommend!

Thomas is a super friendly guy and very relatable. I highly recommend you reach out to him for your mortgage needs.

Over and beyond exceptional service ?????? Great communication as well . A plus in especially with any questions or clarification during the process for novices like me ! ??

Thomas went above and beyond our expectations! When it came down to communication he made himself available to us, returning call same day, and made sure we felt comfortable about any decision we made pertaining our loan. He explained things in great detail and made sure we understood every step of the process! I can honestly say that as first time home buyers we leaned a great deal and are confident that our next purchase will be with Thomas. Thank you for everything!!!

Thomas is fantastic with communication and problem solving!

Very thorough and professional

Thomas Cady was excellent to work with, while he talked to me about the different loans and which one would be better for me and the cheapest route. Also, Thomas kept me informed and always checked to see how things were doing with myself and my family. This experience was stressful mostly moving from Colorado but I can tell you Thomas took the stress off my plate and always kept me in the know how with my loan. It was an absolute pleasure to work with Thomas Cady. Thank you for all the hard work.

Speed, attention and professionalism

Thomas, Janice and the rest of the team are always very responsive. Hands down they work hard to make a smooth transaction for all parties! ??

Thomas is always a pleasure to work with and him and his team are very responsive! My client said it was the easiest transaction ever. Thanks for another smooth close!

Thomas was very knowledgeable and responsive. Anytime I called he’d respond right away. Thanks to Thomas, the process was much easier than I thought it would be.

Excellent communication, updates at every step, loan was approved and ready to close earlier than expected. Thomas was outstanding.

Tom worked really hard on our loan to get the best rate and worked hard to move the process along quickly

Keeping me up-to-date

Smoothest loan process I’ve experienced, I’ve bought and sold a few homes and would highly recommend Thomas Cady! He was very informative during the process and kept me updated throughout the process. ??

Thomas did a wonderful job through the entire process.

Thomas was very thorough and detailed throughout the entire process. Constant communication every step of the way. Highly recommend anyone looking to finance or refinance an upcoming real estate transaction to reach out to Thomas to kick-off the process. You won't regret it, he's the best!

Thomas was very helpful and was available to answer our questions at any time.

Thomas was able to help us purchase our dream home. He was there to answer all of our questions quickly. I couldn't ask for a better experience! We definitely recommend working with him.

Great communication and very professional.

This was a very simple process from start to finish. Thomas was very responsive 7 days a weeks without delay. I would highly recommend him!

Thomas and his team had great communication and supported a simple transition

I cannot recommend a more knowledgeable and reliable professional with whom to entrust all of your real estate and mortgage needs. Thomas has steered us successfully through the sale of our home, the purchase of multiple properties, refinance of properties, and especially, Thomas has been pivotal in helping us acquire our dream home. You’re questions and concerns will all be addressed promptly and with no run-around! Congratulations! No need to look further for the perfect professional!

Thomas is very responsive and works very hard for every client. Working on the buyer side in this current market is tough, but anytime I needed him, or an updated approval letter or a call to an agent, he would always take care of his buyer and step up and help out without hesitation. I would recommend Thomas, he is great!

Thomas and team were absolutely amazing to work with. He was in constant contact, helped ensure we didn't miss any critical steps, and helped us navigate multiple situations as the result of other parties. I would recommend Thomas to anyone who is looking for a top lender to support them as they purchase their next home. It was the best experience we have ever had (third home purchase).

Thomas was great to work with! Communication is on point every time. I highly recommend him!

Thomas was proactive with his communication and kept everything moving along during the transaction. It makes such a difference in this market to have a lender who is on top of everything. Highly recommend!

Thomas was more than willing to explain all the technicalities of the loan as well as answer the questions I had along the way. He was a great communicator and was willing to talk with multiple parties to ensure the transaction went through. He followed up throughout the process and made sure we had a full understanding of our options along the way.

Well informed throughout process, responsive to questions.

Thomas provides an excellent level of service and knowledge of the industry that makes it easy to keep going back to him and to refer him to friends. He is truly a pleasure to work with.

I had a great experience because of Thomas Cady. He made sure to keep in contact with me through out the whole progress. He helped every possible way even though we did have an real estate agent.

Thomas is very fast and efficient. He is also very reachable. I will definitely recommend him to all of my friends!

Everything went as planned

Thomas communicated every step of the way and was able to have my client close earlier than scheduled.

Thomas is knowledgeable, very responsive and comfortable dealing with unexpected complexities. He made the process both efficient and educational, making us very confident in the choice of PRMG.

Thomas was very pleasant and knowledgeable and kept us well informed in each step of the process. I will definitely recommend Thomas and PRMG to friends and family.

Thomas was helpful and on to of things on our process, we would like to work with him on the future.

Thomas gave us his full attention on our transaction. I have the utmost confidence that he has our best interest in mind for anything he will do for us going forward. He has earned our business.

Consistent and high levels of communication; ease of the process; on line tools and applications Great job!

I was referred to Mr. Cady by my lender, and now I know why. What a breeze he made the entire home buying process. Always available, answered all my questions for different scenarios and just an absolute pleasure to work with. Professional and down to earth. Thanks for everything Mr. Cady!!! It has been an absolute delight working with you sir!!! - Josh

Thomas was amazing to work with. His communication with both myself and my client got us to closing an entire week early!