Everything went great. Meeting TJ at panera was the best decision of my life. She helped me out and I appreciate everyone involved.

Every communication I had was pleasant and easy. I never had any unresolved issues or questions and was always provided information in a timely manner.

friendly, always there to explain.

Tonya was great to work with. She communicated regularly to inform me of status, next steps, and just to check in to see if I had any questions or concerns. I felt comfortable through the process because she walked me through the while experience.

TJ was super friendly, helpful and knowledgable.

Tonya (TJ) was excellent and knew her business. She was friendly yet very professional. She provided us with personal information and advised us as to what to do and what not to do. TJ was everything that one could ask for us.

Tonya was amazing through the whole process. Her and Andie answered any question I had and kept me informed on the process. I would absolutely choose to do this again through Universal Lending.

TJ was incredible attentive throughout this process. She checked in on me regularly prior to us finding a property to get any updates. Her responsiveness was always very quick and professional. I enjoyed working with her very much!

Great experience working with TJ. This is our third time working with her. We would not use anyone else. Communication and knowledge is top notch.

Tonya is great, very knowledgeable and responsive. She's a keeper!

T J Jenkins was professional, courteous and kept us informed as we were refinancing our home. Pleasant and easy to work with as we have utilized her experience in purchasing other home before we finally found our forever home. Thank you T J

Very personable, thorough, and professional. An important asset to your organization.

It was very nice working with TJ and our previous working relationship made it comfortable for both my daughter and I. I would highly recommend TJ to any friends or family looking to refinance or purchase a new home.

The loan process went very smooth. Whenever I had questions I had multiple people I could contact to get them answered. Everyone we worked with was extremely knowledgeable and helpful.

TJ and her crew were an absolute pleasure to work with! They were all professional, courteous, and easy to work with. Thank you!

Tonya is awesome to work with. This was our third time working with her and we will be back. Her and the entire staff are amazing.

Great job!

Tonya was very knowledgeable. She was friendly and made sure we understood the loan and process. She was a pleasure to work with.

TJ was great to work with as usual. That is why we have worked with her for over 20 years.

Thanks TJ. You did a great job.

TJ's has great insight and uses that along with her experience to provide the best outcome for her clients. She and her team are the best!

TJ and her team are helpful and respond to questions quickly.

we asked to add someone to deed of house and it did not happed. found out on day before closing.

Everyone who helped us through the process beginning to end were very friendly, professional and efficient. They all made the whole experience pleasant.

TJ is a great asset and is extremely professional, knowledgeable and friendly!

Everyone at Home Team Lending was very friendly and helpful.

TJ and her team made the entire experience of purchasing my new home effortless. They went out of their way to make sure that the closing happened when it was scheduled and were extremely supportive and helpful throughout the entire process! This is the second time that I have used TJ as my loan officer in purchasing a home and I will continue to use her and her team in the future. She is absolutely the best at what she does and I would recommend her to anyone and everyone!

TJ was great! Concise, skilled, and knowledgeable.

Great communication, professional, helpful, responded quickly to all questions.

TJ was amazing. She explained every step of the mortgage process to us and kept in touch to let us know how we were moving along in the process. She was positive, knowledgeable, available and just lovely to work with.

TJ is great! The home buying process can be very challenging and I appreciate the fact that we do not have to worry about finding a trusted Loan Officer. TJ has always been very responsive and helpful!

It was great working with you.

TJ is great to work with as she is prompt, thorough and I feel like she genuinely cares about you as a client and not a transaction. She is the number one reason I use Universal for financing.

TJ was amazing to work with. For being a first time homebuyer, I was shocked at how smooth and easy this process was with her. I will be coming back to TJ for anything I need concerning future refinancing and homebuying.

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We have now used Tonya Jenkins and Universal Lending for our home purchase and refinance. What a wonderful and easy experience. Tonya is amazingly knowledgeable and has been in the world of financing for a long time and that experience showed. Professional, accurate, quick and easy for everything that was required of us. If I would have known about Tonya and Universal Lending, I would have never tired to "shop the market" and find my own finance company prior to being recommended to her. Simply the best!!! Thank you.

Thanks TJ for making it easy peasy. Thank you Bill