Tom helped us with our refinance and did a fantastic job. He was easy to communicate with, very professional, and always quick to respond. The entire process was well organized and went very smoothly.

Honest and straightforward. He researched all options for the best deal for my needs. Easy to work with and responsive. Even on weekends.

It was a very pleasant experience working with Tom. He’s informative, supportive, and knowledgeable. Grateful for his support in walking through the entire process.

Extremely helpful, very approachable and available, responsive

Tom was very helpful during this process in understanding the loan process in general!

He was able to answer all my questions regarding the process of obtaining a mortgage. He made himself available multiple times to answer a question or clarify an answer.

Tim was awesome. Very professional and helpful

From the beginning Tom kept my wife and I informed and laid out what we can expect in every step of the process. He was always extremely prompt to respond (even when we reached out late at night) to any questions we had with the exact details we were looking for and very easy to communicate with. It was a huge relief in what can be a stressful process working with Tom. He was always very friendly and professional. We were never left wondering what is going on at any point in the process working with Tom. Allison and I are extremely grateful to Tom and the team at Wintrust.

I can’t put into words how incredibly thankful I am for having met Tom. He is a MAJOR asset to your company, and an all around great human being. He made a miracle happen for us, and helped make my home ownership dream come true. He is an absolute legend to my family, and we will continue to work with him in the future. All of my friends, co workers, and anyone I know that are in the market are going to hear about Tom. Thank you again for everything Tom!

Experience was great. Tom and Kelly did a great job.

Tom was able to help me navigate my first home purchase. He was knowledgeable, gave me great insights and answered any questions I had with great detail and remarkable speed. His experience and advice truly made the entire process stress free, accurate and inspired confidence. Will be recommending Tom to my friends and family. 

Tom Cramer & Wintrust Mortgage made the entire home buying process easy, understandable and efficient. He shared a wealth of knowledge on the current market, financing options and was very responsive to any questions I had being a first time home buyer. I did a fair amount of due diligence and ultimately went with Tom and Wintrust as they were very competitive, responsive and personable. Would highly recommend, thank you Tom!

The process was convenient and quick thanks to Tom Cramer's expertise.

I would highly recommend working with Tom Cramer. He was very easy to work with. Was able to answer any questions I had. The communication was impeccable.

An almost painless process

Tom was an efficient in obtaining a mortgage rapidly. He provided us needed guidance in completing the paperwork.

Tom was great, professional, and clear.

Great experience! Easy process went smoothly

Thomas is detail oriented, hard working and is a big asset to Wintrust.

Honest, down to earth transaction. Tom is responsive, easy to work with and diligent in his efforts to gather the documentation he needs to close your loan

Tom was very helpful from get go. He was patient to go over the options and share the pros and cons of each. Gave me the best rates and quick closing. Highly recommend Tom and team.

Tom is fantastic. He has so much experience and stays on top of all the small details to insure that everything goes smoothly. I really appreciate the time and consideration he put into my file.

We've worked with Tom for years.

Tom was wonderful, always available and answered all questions we asked. He made it all so very easy!

Tom was great to work with from start to finish! He was very responsive and helped answer my many questions throughout the process.

Very easy process.

Great!

Tom Cramer did a fantastic job steering me to closing on my first ever home. He was very knowledgeable and patient. I highly recommend Tom to anyone and was very pleased to have worked with him.

Tom was the best, he guided us through each step and was always available to answer questions! Tom was an absolute joy to work with!

We've executed several mortgages with Tom Cramer and have always found him to be a great partner. He simplifies a complicated decision and gives direct answers that help us find a good solution.

Trusted advisor from beginning to end.

Tom was. Very helpful and understanding. The loan was closed quickly. Allowing us to take a planned vacation with no interruption.

I am a first time buyer so I had a lot questions. Tom was always available to answer any questions I had. Communication was excellent.

Tom was great to work with, a nice guy and always responded quickly to emails and calls. Initially he was very helpful, providing lots of useful information about the mortgage and mortgage process. Tom turned up in person to the closing which helped to process to move along quickly and efficiently. Over all, I was very happy to work with Tom.

Excellent. Tom. Was informative and kept in touch with both of us as needed. He’s a good, fair man to work with; he’s knowledgeable of the market and provided assistance when needed throughout the process. It was good to see him at the closing. John McLaughlin

Tom was amazing to work with as a first-time home buyer! He was knowledgeable and communicative throughout the whole process. If I had an issue, he had an answer, day or night. Tom was honest about the market and had me prepared for every step in my purchase. I would recommend Tom to anyone looking to buy their first home or even a second home. Thanks again Tom for being so kind and patient!

Friendly, helpful, knowledgeable. He has a good rapport and made us feel comfortable. Responded quickly to calls and questions. Knowlegeable about procedures . Attended our closing even though he didn't need to do that.

Great person. Very knowledgeable in the industry. Pleasure to work with.

Tom was very helpful and attentive from the very beginning. He was very personable, easy to work with, and responded quickly to my questions and any concerns. At closing, Tom was incredibly helpful to have in person for my questions and to resolve last-minute issues. Tom helped make the process run smoothly and efficiently, and I greatly appreciated all of his support and knowledge. I would definitely recommend Tom Cramer to anyone starting the mortgage process.

He was fantastic!

I recently worked with Tom Cramer for my home loan, and I couldn't be more satisfied with the entire process. From the moment I reached out, Tom was incredibly responsive and helpful, answering all of my questions in a timely manner. He guided me through the entire mortgage process, explaining the different loan options available and helping me find the one that best suited my needs. The application process was straightforward, and I felt supported every step of the way. I really appreciated how transparent they were about the fees and terms, so there were no surprises. Closing was smooth and efficient, and I was able to secure an interest rate that I felt comfortable with. What really stood out was Tom's customer service and consistent communication with all parties. The realtor I worked with who is a seasoned realtor said that Tom was one of the best he had ever worked with! If you’re looking for a reliable and trustworthy mortgage lender, I highly recommend contact Tom Cramer at Wintrust Bank. Tom and the team at Wintrust made what could have been a stressful process much easier and more manageable!

Tom was fantastic to work with

We were living in Miami, buying a house in Connecticut, and using a loan officer in Illinois. Despite the thousands of miles between all of us, the process went smooth as butter.

Tom Cramer was areal trooper throughout our homebuying journey. We had several deals where we were outbid over a 2 year period. We appreciated his attentiveness during the entire process.

Tom Cramer is a very knowledgeable, kind and patient person. He is ALWAYS available if I have any questions or need help.

Tom Cramer was very helpful & great at his job!

I felt that Tom & Evan worked hard to get me into my new condo. Tom was wonderful at explaining the process and helping me with my anxiety about the process. Evan was wonderful at not letting me settle for a mediocre property. Both got me into a nice home that I could afford.

I found it easy and comfortable to work with Tom.

Tom Cramer was outstanding!!! He is amazing. Very helpful and supportive from the first conversation

Tom was amazing! He is personable, reliable, knowledgeable, and very responsive. He went above and beyond for me and did everything he could to make this experience easier for me.

Tom Cramer was extremely responsive and helpful during my difficult search for a new house. Kelley Hauser was also very responsive and helpful. I am grateful to them for making this part of a very nerve-wracking and complicated transaction super easy and stress-free

I hadn't been through the process in over 20 years, Tom made everything simple and easy. He walked me through everything where I had questions.

Tom was amazing and answered every question we had. He has an amazing personality and defiantly will recommend him to all friends and family.

Tom is a great person and always makes me feel like I'm taken care of. Never did I feel "lost" or in the dark with the financing process. 11/10

Tom Cramer was outstanding throughout the entire process

Tom Cramer was so very nice and polite, he made me feel like family. He came to the closing and it put tears in my eyes, he really made me feel like he cared

Good service