Josh Groner was an excellent loan officer. His communication and frequent updates made the process go very smoothly.

Very responsive and patient with questions.

Josh is great to work with!

Universal Lending was a great recommendation and Josh Groner particularly was extremely helpful during the process of taking out a loan and all questions/concerns pertinent to that. I am extremely satisfied as of this point.

Josh was great at our first closing, as well as our refinance. He is very knowledgeable, has great communication, and answered all of our questions. I will highly recommend him to everyone that I know. Thanks Josh!

Josh was stellar. So thorough, detailed, responsive, and answered all our questions no matter how long it took or how many follow ups we had. Hugely grateful to him in particular.

This was my second property I purchased with Mr. Groaner. The process was as smooth as the first time as it was the second. Very professional service provided, and I look forward to working with Mr. Groaner again in two years when I plan to buy my next property. 5 stars all the way around.

Josh was awesome. Very pleased with the entire process. Thank you, Josh!

Josh Groner is reliable and available to get things done quickly, accurately and to get the best rates available. This is the 2nd time I've worked with him and he continues to impress.

Josh was great. He was incredibly helpful and kept me up to date. He was more than willing to explain any outcomes, and I trusted that he was going to get me the best rates he could.

Josh was amazing to work with on both my original home purchase and a refi years later. He's very knowledgeable and quick to respond to my questions. I've had a fantastic experience!

This was my 4th time going through Josh Groner for a loan. I always recommend him to anyone looking for a loan. He is always straight forward with his information and advice. I look forward to working with him in the future. Thank you Josh!

I originally used Josh for my purchase of the home and the experience was great. Being a first-time home buyer he was available to answer all my questions. He took the time to explain anything I had questions about. I used Josh for my refinancing too and again took the time to explain the process. I really do feel like Josh does look out for his clients best interest. I appreciate Josh.

Overall ease of application and processing was good and timely. I recommended ULC to my ex and she had a good experience as well.

Joshua helped us through couple issue, and the process was very smooth.

Josh has always been great to work with, I have done at least 5 transactions with him. He guides me through the process with no surprises.

Josh is very helpful and communicative. I've already recommended him to a friend!

Thanks

Josh was great to work with! He was (and is) always available for a phone call to discuss the loan process and answer any questions we had/have. He's very knowledgeable, helpful, and friendly. He's great at keeping in touch, even before we were going through the re-fi process.

Josh was proactive, knowledgeable, and very timely. He helped me at every step and tried to make the burden as small as possible. I have now worked with Josh on 4 separate properties and will continue to work with him should I need to buy another property, residential or income.

Thank you Josh and team!

We have used Josh on several home purchases and refinancing. Josh and his team make the hole Process easy

Working with Josh Groner has always been a pleasure - so personable/professional in every way, and always on the lookout for the best possible option for me! I truly appreciate him doing everything he could to make this work to our benefit!!!

Josh was amazing. He made the process very easy, and was always reachable and knowledgeable when answering questions, or updating estimates. I would definitely refer anyone I know to him.

Josh Groner was excellent to work with in helping to refinance our home. He was very informative and walked us through every step of the process. His effort made the process very easy and stress free.

Josh was great! He is very knowledgeable, responsive, friendly and does very well at communicating/ answering questions. I will recommend him to anyone. Thanks for adding to this great experience, Josh!