Carl was friendly, knowledgeable, and incredibly responsive to our needs. He was helpful every step of the way, and we highly recommend working with him.
12/10/2025 - Nelson W, MN
, Loan Officer: Carl Oguamanam
Carl and Amy were very helpful, responsive to our questions and easy to work with. We had a great experience working with them and would recommend them to others.
07/08/2025 - Emily S, MN
, Loan Officer: Carl Oguamanam
Carl and the team made the process pretty smooth and easy to navigate.
11/25/2024 - Tim Q, MN
, Loan Officer: Carl Oguamanam
Carl and Amy do a fantastic and professional job. They have helped me with two of my most recent mortgages and I wouldn't think of going anywhere else in the future.
10/13/2024 - Timothy Q, IL
, Loan Officer: Carl Oguamanam
No Comments Provided.
08/15/2024 - Maria U, CA
, Loan Officer: Carl Oguamanam
No Comments Provided.
08/09/2024 - Victor H, MN
, Loan Officer: Carl Oguamanam
Carl Oguamanam was always available too answer my questions and led me to the best course of action in cashing out the equity of my present home.
07/10/2024 - Victor H, TN
, Loan Officer: Carl Oguamanam
No Comments Provided.
04/05/2024 - Mark D, MN
, Loan Officer: Carl Oguamanam
Carl and Mike made the mortgage process very smooth. They were very responsive throughout, from my pre-approval letter to final closing. I would highly recommend them!
03/13/2024 - Zoe J, KY
, Loan Officer: Carl Oguamanam
Carl and Amy were amazing! Will use them if we need a mortgage in the future.
03/05/2024 - Aravia J, VA
, Loan Officer: Carl Oguamanam
No Comments Provided.
07/28/2023 - Tamara M, MN
, Loan Officer: Carl Oguamanam
Carl and his team were great. This was a super smooth financing transaction for purchase of a home for me. Not my first rodeo and everything went like clockwork. Thanks!
07/24/2023 - Maria U, MN
, Loan Officer: Carl Oguamanam
Excellent service. Went above and beyond.
06/13/2023 - Roger R, KS
, Loan Officer: Carl Oguamanam
No Comments Provided.
06/08/2023 - Maria U, CA
, Loan Officer: Carl Oguamanam
Readily available and very attentive. They were sensitive to my situation which provided a sense of calm.
05/09/2023 - Joseph S, MN
, Loan Officer: Carl Oguamanam
Carl is very easy to talk to and he is great at breaking down all the options to you. He is patient and we just trust him.
04/17/2023 - Tamara M, OR
, Loan Officer: Carl Oguamanam
The online access for secure upload of documents and communications is a vast improvement over prior financing transactions-not with WinTrust.
03/30/2023 - Meghan M, MN
, Loan Officer: Carl Oguamanam
Carl took the time to explain multiple options for our mortgage. He was able to provide advice when we were relocating on a short timeline.
He even worked with us while on family summer vacation. Overall our experience was great and we will definitely work with him again.
07/15/2022 - Kimberly K, MN
, Loan Officer: Carl Oguamanam
Carl was so very helpful.
02/28/2022 - Lee B, MN
, Loan Officer: Carl Oguamanam
Carl was able to get us the lowest rate available with low fees. He always puts in extra effort for us.
02/18/2022 - Loretta S, MN
, Loan Officer: Carl Oguamanam
Carl was very responsive, thorough and easy to work with. Made the whole process seamless.
01/28/2022 - Naomi H, MN
, Loan Officer: Carl Oguamanam
Thanks so much for making this such a smooth process!
01/19/2022 - Allen P, MN
, Loan Officer: Carl Oguamanam
Carl and his staff kept on top of our refinance and kept us posted during the whole process. Very helpful! Carls original estimate was very close to the final mortgage payment.
12/22/2021 - Devin V, MN
, Loan Officer: Carl Oguamanam
Carl was great to work with. Helpful and supportive throughout the entire process. We are going to work with him again on another refi -- I highly recommend!
12/19/2021 - Edward K, MN
, Loan Officer: Carl Oguamanam
Great service, no problems
12/18/2021 - Emily-Kate H, MN
, Loan Officer: Carl Oguamanam
Wintrust was excellent to work with- they made the refinancing process easy.
12/17/2021 - Kittredge B, MN
, Loan Officer: Carl Oguamanam
My experience was positive in all ways. Quick service, questions answered, and overall amazing work.
12/09/2021 - Liz G, MN
, Loan Officer: Carl Oguamanam
Carl was a pleasure to work with. Professional, quick to respond, and always had our best interest in mind.
11/09/2021 - Jason L, MN
, Loan Officer: Carl Oguamanam
Does an amazing job making everything work out.
11/09/2021 - Lisa A, MN
, Loan Officer: Carl Oguamanam
Customized communication and plan. Thorough and helpful. Responsive and timely!
10/28/2021 - Hyojin K, MN
, Loan Officer: Carl Oguamanam
Carl was awesome and very quick to respond
10/28/2021 - Joelle D, MN
, Loan Officer: Carl Oguamanam
Great service. Got my refi in no time! Great team as well.
08/13/2021 - Mark K, MN
, Loan Officer: Carl Oguamanam
Carl is very knowledgeable, he walked me through the process, any snags he was helpful to me to remedy. I would highly recommend him to anyone.
08/13/2021 - Christopher K, MN
, Loan Officer: Carl Oguamanam
Outstanding. Would follow Carl to any company and recommend without reservation
06/29/2021 - Richard M, MN
, Loan Officer: Carl Oguamanam
Very helpful and knowledgeable!
06/16/2021 - Byoungjoon C, MN
, Loan Officer: Carl Oguamanam
Very speedy processing!!!
06/16/2021 - Sang Y, MN
, Loan Officer: Carl Oguamanam
It was my first time buying a house and Carl did a fantastic job helping me out with our first home loan process. His response speed was outstanding and was helpful whenever I had a question.
Thank you so much for providing a smooth transaction Carl. I'll def. recommend him to my friends and family who need to refinance their mortgage or need a house loan.
You are the best Carl!
03/25/2021 - Deborah C, MN
, Loan Officer: Carl Oguamanam
We were very pleased with Carl’s service and rate he was able to get us. We would definitely use them again. Great refinancing experience!!
03/25/2021 - Michael R, MN
, Loan Officer: Carl Oguamanam
My experience with my broker was actually very good. He perfectly tailored the loan to our needs. The only reason I down graded to good was because of the extremely long time it took to actually close the loan. This was not the brokers fault but it was frustrating.
03/19/2021 - Gina B, MN
, Loan Officer: Carl Oguamanam
I am very appreciative of the guidance and assistance I received throughout the process. The prior mortgage experience was no where near this experience and I am very grateful to Carl for walking me through it. The online platform was easy to use and I felt assured that our documents were in safe keeping. Thank you.
01/23/2021 - Billy M, MN
, Loan Officer: Carl Oguamanam
It has been a pleasure working with Carl for my previous re-financing of my house,and this time was no exception.Because of the Corona virus,this refinance took longer and Carl’s calm,patient,and steady demeanor helped steady my nerves and know that everything was moving along.I really appreciate Carl as a person,and an experienced professional.
12/08/2020 - Jeremy G, MN
, Loan Officer: Carl Oguamanam
Wintrust (Carl and several others) were just terrific. They gave personalized attention, answered all our questions, were proactive in helping us, and moved the refinance process along swiftly. Very pleased and impressed. Thank you!
12/04/2020 - Rebecca G, MN
, Loan Officer: Carl Oguamanam
Carl was great to work with, very responsive and moved quickly when needed. Thank you!
12/04/2020 - Jesse H, MN
, Loan Officer: Carl Oguamanam
Carl was great
11/09/2020 - Faye B, MN
, Loan Officer: Carl Oguamanam
Great knowlegable service.
09/24/2020 - Susan S, MN
, Loan Officer: Carl Oguamanam
Carl and his team were extremely helpful. What I appreciated the most was Carl's knowledge and understanding of my situation and proposing the best solution that would work best for me and my parent's needs.
08/15/2020 - Joseph S, MN
, Loan Officer: Carl Oguamanam
Working with Carl and the Wintrust team made our home buying experience seamless. Very thankful and would definitely recommend!
07/28/2020 - John K, MN
, Loan Officer: Carl Oguamanam
Excellent service during a very difficult time with virus situation. Carl and Amy were always willing to answer any questions promptly.
07/27/2020 - Jenna M, MN
, Loan Officer: Carl Oguamanam
We really appreciated the help Carl O. provided as we went through the process of refinancing our home. It was a smooth process, and we are very happy with the result. Thanks!
07/24/2020 - Linus E, MN
, Loan Officer: Carl Oguamanam
We can't recommend Carl Oguamanam highly enough. He's been a great partner to our family in acquiring a mortgage to purchase our home, and then again by quickly and efficiently refinancing that mortgage to attain a lower interest rate. Mr. Oguamanam consistently provides clear communications, excellent service and great outcomes. Thank you Carl!
06/26/2020 - Suzanne L, MN
, Loan Officer: Carl Oguamanam
Easiest and best refinance ever!
05/14/2020 - Ugadie O, MN
, Loan Officer: Carl Oguamanam
Carl and the rest of the Wintrust team made my refi process so easy! These guys are great!
03/22/2020 - Christine K, MN
, Loan Officer: Carl Oguamanam
Carl was an absolute professional and a pleasure to work with. He was exceptionally responsive. the entire process was quick and easy. Thank you Carl.
02/12/2020 - Erwin H, MN
, Loan Officer: Carl Oguamanam
Everything was great.
01/14/2020 - Janet L, MN
, Loan Officer: Carl Oguamanam
Carl was very good to work with
09/06/2019 - Nicholas M, MN
, Loan Officer: Carl Oguamanam
Really appreciated Carl reaching out to us to get us a much better rate and keeping us updated throughout the process. Thank you so much!
09/06/2019 - Joel S, MN
, Loan Officer: Carl Oguamanam
Extremely knowledgeable and able to guide us through the ins and outs of the mortgage process. We'll definitely use them in the future.
08/24/2019 - Kyle M, MN
, Loan Officer: Carl Oguamanam
Carl and the team are great. They were always available and was able to help with everything we needed. We would use Carl and the team again and would recommend him to anyone
08/23/2019 - Huzefa P, MN
, Loan Officer: Carl Oguamanam
Carl has been really helpful in the whole process and kept me posted at all times. He ensured things moved fast and I got to close on time.
08/23/2019 - David S, MN
, Loan Officer: Carl Oguamanam
Carl made the process easy. We were well informed about each step of the process.
07/24/2019 - Andrew T, MN
, Loan Officer: Carl Oguamanam
Carl went over and above! Couldn't be more happy with my experience.